Confidential Business Plan  ·  2026
Kiln
Fat, Fire & Smoke
Asian-Influenced American Fusion  ·  Rochester Hills, Michigan  ·  eatatkiln.com
01   Executive Summary

The Opportunity at a Glance

Summary

Kiln is a dual-channel restaurant and takeout counter concept opening in Rochester Hills, Michigan. Built on three craft techniques — rendered fat, live fire, and slow smoke — and informed by Asian culinary tradition filtered through an American lens, Kiln serves a market with zero direct competition, a median household income of $120,694, and a proven appetite for premium independent dining.

The concept operates simultaneously as a bar-forward dine-in restaurant (60 seats, chip flights, yakitori skewers, katsu, smoked brisket, Japanese whisky and cocktails) and a premium takeout counter (house-made sandwiches on in-house brioche and milk bread, tallow chip bags, lunch specials). A house brioche and chip program serves both channels and seeds a long-term retail product opportunity.

The founder brings 12 years of combined restaurant and financial services experience — including hands-on work in every restaurant role from dishwasher to FOH manager — and is seeking SBA 7(a) financing to fund the flagship build-out, equipment, and working capital reserve.

SBA Loan Request
$500,000
Owner Equity Injection
~$75–100k
Target Market
Rochester Hills, MI
Year 2 Revenue Target
$2.21M
Year 2 Owner Comp Target
$250k+
02   Business Description

What Kiln Is

Kiln is an Asian-influenced American bar and restaurant concept organized around three ancient cooking techniques: rendered fat, live fire, and slow smoke. The name references the chamber of transformation at the heart of every craft tradition — a kiln takes something raw and produces something refined. That philosophy governs every item on the menu.

The concept is not a Japanese restaurant, a smokehouse, or a sandwich shop. It is all three and none of them — a kitchen philosophy that borrows technique from wherever the world's best cooks figured it out first, and applies it to the best ingredients available in the Michigan market. The organizing principle is method, not nationality. That freedom allows the menu to evolve without losing its identity, and allows the brand to travel as it scales.

01
Fat

Beef tallow rendered in-house and used to fry the signature chip program. The chip is the brand's most visible product — served as a composed flight in the restaurant, as a branded bag at the counter, and eventually as a retail product on specialty shelves.

02
Fire

Live fire and binchōtan charcoal power the skewer and yakitori program. Katsu is prepared in clarified fat over high heat. House brioche is baked fresh daily. Every application of direct heat is deliberate, mastered, and ownable.

03
Smoke

Low and slow American smoking technique applied through an Asian flavor lens. Togarashi-rubbed brisket with tare dipping jus. Smoked pork belly finished on the yakitori grill. The smokehouse lives inside the izakaya — and the result is distinctly Kiln.

Legal Structure & Status

Kiln will operate under an existing Michigan LLC with S-Corp tax election, currently being restored to good standing with LARA. The entity is approximately 4 years old. The owner will serve as the primary operator and will hold majority ownership. A small number of equity partners — potentially including a family partner — may hold minority stakes. The entity will operate under the trade name Kiln with the web presence at eatatkiln.com.

Location

The target market is Rochester Hills / Downtown Rochester, Michigan — Oakland County. The search will focus on downtown Rochester's Main Street corridor and adjacent commercial areas, targeting 2,200–2,800 square feet with existing kitchen infrastructure. A commercial real estate broker specializing in Oakland County restaurant space will be engaged in Phase 3 of the launch plan. Rochester Hills was selected based on a median household income of $120,694, a 14.5% Asian population — the highest of any suburb on the shortlist — and zero direct competition for this concept type.

03   Concept & Menu

The Two-Channel Model

Channel One
Restaurant & Bar
  • 60-seat bar-forward dine-in experience
  • Chip flights as the signature opener
  • House brioche with tallow butter — table bread and revenue anchor
  • Live fire yakitori and skewer program
  • Katsu program — pork, chicken, market fish
  • Smoked brisket and pork belly — small plates and mains
  • Curated cocktails, sake, Japanese whisky, natural wine
Channel Two
Counter & Takeout
  • 4–6 premium sandwiches on house brioche or milk bread
  • $15 lunch special — chicken katsu sando, chips, drink
  • House tallow chip bags — branded and take-anywhere
  • Smoked brisket and katsu as counter anchors
  • Direct online ordering — no delivery app fees at launch
  • Foundation for standalone counter spinoff locations

Representative Menu

04   Market Analysis

Rochester Hills — The Right Market

Rochester Hills, Michigan is one of the strongest available markets in the metro Detroit area for a concept at Kiln's positioning. The demographic profile is exceptional: a median household income of $120,694, a population of 79,423 growing at 0.69% annually, a median age of 41, and a 14.5% Asian population — the highest of any suburb on the shortlist. The dominant occupation types are management, business, and engineering — a professional workforce with established dining-out habits and above-average discretionary spending.

The competitive landscape presents a genuine first-mover opportunity. There is no Asian-influenced American fusion concept, no bar-forward yakitori or katsu program, and no premium branded sandwich counter operating in Rochester or Rochester Hills. The nearest comparable concept — Hiroki-San, a thriving yakitori and katsu restaurant — is located in downtown Detroit, 30+ miles away. Every Rochester Hills resident who drives to Hiroki-San represents a potential Kiln regular who would prefer a local option.

Market data validates all three pillars of the concept. The Asian-American fusion segment is identified as one of the fastest-growing sub-segments of the US restaurant industry, with 38% of fine-dining establishments now integrating Asian-Western fusion. The US Asian food market reached $37.2 billion in 2024 and is projected to reach $51.3 billion by 2031. The Midwest is explicitly identified as an emerging market for Asian cuisine — meaning Kiln enters with first-mover advantage in a rising category. The smoked brisket program benefits from sustained craft BBQ demand. The premium sandwich counter addresses a market where 47% of Americans eat a sandwich on any given day, with the premium segment growing fastest.

Recent market behavior reinforces the thesis. Dime Store — Detroit's acclaimed brunch institution — chose Rochester Hills for its first suburban expansion in 2025, citing the demographic profile. The Jackson Restaurant opened in Rochester Hills in 2024 doing upscale small plates including caviar and beef tartare, and is performing well at Kiln's price tier. Sakura Novi, Michigan's first Asian-themed mixed-use development, opened in Oakland County in 2025 — a multi-million dollar developer bet on the same customer Kiln is targeting.

05   Operations Plan

How Kiln Runs

Hours & Service Model

Kiln will operate seven days per week serving lunch and dinner. The restaurant and bar will serve dinner service across all seven days, with lunch service focused on the counter channel and lighter dine-in traffic. The takeout counter will operate during lunch and dinner hours, closing earlier than the restaurant on weekday evenings. Hours will be refined based on early traffic data in the first 90 days.

Kitchen Program

The kitchen is organized around three stations corresponding to the three brand pillars. The fat station manages tallow rendering, chip frying, and all fried programs including katsu. The fire station manages the binchōtan grill for skewers, the high-heat line for katsu finishing, and the brioche baking program. The smoke station manages the offset smoker for brisket and pork belly, operating on a low-and-slow overnight and morning schedule. The Executive Chef oversees all three stations and manages BOH staff, recipe standardization, and food cost discipline.

Staffing Model — Year 1

Year 1 operates on a lean staffing model with the owner functioning as FOH Manager, eliminating that salary line until Year 2 revenue supports the hire. Core Year 1 team: Executive Chef (salaried), Lead Line Cook, two additional line cook positions (one FT, one PT), Prep Cook, two Dishwashers, Bartender (FT), second Bartender (PT), three Server positions, Host, Food Runner, Counter Lead, and two Counter Staff. Total Year 1 labor including payroll burden is approximately $567,000.

Key Vendors & Sourcing

Beef tallow will be sourced from local Michigan butchers — the tallow program's quality and the local sourcing story are both brand assets. Protein sourcing will prioritize regional suppliers for heritage pork and chicken, with commodity sources for the lunch special chicken katsu to maintain the $15 price point. Brioche and milk bread will be produced entirely in-house using a standardized recipe developed during pre-opening. The binchōtan charcoal program will use imported Japanese charcoal for the skewer station — a non-negotiable quality element that is also a marketing differentiator.

Technology

Toast POS will manage both dine-in and counter operations in an integrated system. Resy will manage reservations and waitlist for the restaurant. Direct online ordering will handle counter and takeout orders at launch, avoiding third-party delivery app commissions of 25–30% until the brand is established and incremental delivery volume justifies the margin trade-off.

06   Marketing Strategy

Building the Kiln Brand

Pre-Launch (6–8 Weeks Before Opening)

Social media presence launches 6–8 weeks before opening with behind-the-scenes content: the build-out, the smoker being installed, the brioche dough being made, the tallow rendering process. The chip program and the brioche are the most visually compelling and accessible brand anchors — these lead the content strategy. Instagram is the primary platform for this demographic. A targeted campaign to food-curious Rochester Hills and Oakland County audiences will run in the final two weeks before opening.

Grand Opening

A hard open event on a Thursday or Friday evening with local food media, Oakland County food influencers, and community figures invited. Hour Detroit, Eater Detroit, and Crain's Detroit Business food coverage will be targeted for preview access. The chip flight, the brisket, and the brioche need to make their public debut together and generate social content that markets the restaurant throughout the weekend.

Ongoing

The branded tallow chip bag is the marketing vehicle that travels furthest — every takeout bag that leaves the counter is an impression in the community. The chip bag design is treated as seriously as any paid advertising. Local community ties — including the owner's family's established presence in the Rochester Hills area and connections through a large local medical practice — provide a warm initial customer base that feeds word-of-mouth. A loyalty program will be evaluated after the first 90 days of operation data.

07   Financial Plan

Three-Year Projections

Financial projections are based on a Rochester Hills market analysis incorporating actual lease rate data, Michigan minimum wage law as of 2026, full payroll burden, and all operating cost categories including credit card processing, technology, insurance, kitchen compliance, and contingency. The base case reflects ramp-adjusted Year 1 revenue and assumes 62 average covers per day by Year 2.

Line Item Year 1 Year 2 Year 3
Dine-In Food Revenue$598,000$944,650$1,176,700
Bar / Beverage Revenue$648,000$944,650$1,176,700
Takeout Counter Revenue$268,000$438,000$756,000
Total Revenue$1,514,000$2,210,200$3,109,400
Total COGS (blended ~28%)($428,250)($618,240)($870,630)
Total Labor (all-in w/ burden)($567,100)($686,944)($830,000)
Occupancy (rent + utilities)($139,500)($139,500)($143,000)
Technology & Processing($56,600)($60,000)($85,600)
Insurance, Professional, Ops($62,600)($65,000)($70,000)
Marketing & Contingency($47,000)($42,000)($45,000)
SBA Debt Service($79,000)($79,000)($79,000)
Net Profit$133,950$519,516$985,170
Owner Total Compensation$223,950~$250,000+~$350,000+

SBA Loan Request

Financing Structure
SBA 7(a) Loan Request
$500,000
10-year term at prevailing rate (~10%)
Owner Equity Injection
$75–100k
Personal capital — 15–20% of project cost
Use of Funds
Build + WC
Leasehold improvements, equipment, working capital reserve

Use of Funds Breakdown

CategoryEstimated Cost
Leasehold improvements / build-out$280,000–380,000
Kitchen equipment (smoker, grill, fryers, hood)$80,000–120,000
Furniture, fixtures & equipment (FF&E)$30,000–60,000
Pre-opening costs (payroll, marketing, licenses)$40,000–55,000
Working capital reserve (6 months)$75,000–100,000
Total Project Cost$505,000–715,000
08   Growth Roadmap

How Kiln Scales

Phase 1–2
Months 1–5
Phase 3
Months 4–11
Phase 4–5
Months 10–18
Year 2–3
Counter Spinoffs
Year 3–5
Location 2 + Retail
1
Year 1–2
Flagship Restaurant + Integrated Counter

Open the full concept in Rochester Hills — restaurant, bar, and takeout counter under one roof. Establish the brioche program, the chip flights, the smoke and skewer identity. Prove the model, build the brand, and achieve Year 2 owner compensation target of $200–250k.

2
Year 2–3
Standalone Counter Spinoffs

The sandwich and chip counter concept opens as a standalone in food halls, airport terminals, and high-traffic lunch corridors across metro Detroit. Ghost kitchen versions launch delivery-only in new markets. Operationally lean, proven menu, recognizable brand.

3
Year 3–5
Second Flagship + Retail Chip Line

A second full-service Kiln opens — likely Birmingham or Royal Oak — with the Rochester proof-of-concept and operational systems already in place. Simultaneously, house tallow chips launch in retail through specialty grocers and direct-to-consumer. The chip becomes a standalone revenue line that markets the restaurants everywhere it sits on a shelf.

09   Management & Ownership

The Team Behind Kiln

Kiln is founded and will be operated by a Rochester Hills-area entrepreneur with an unusual combination of deep restaurant operations experience and financial services background — two skill sets that rarely exist in the same first-time restaurant owner.

Founder & Operator
Restaurant Operations — 7 Years
The founder began working in restaurants at age 16 as a busboy and worked through every role in the industry over seven years — dishwasher, line cook at Piada, server and bartender at Olive Garden, server and bartender at the upscale Kruse and Muer on Main in Rochester, MI, and ultimately FOH Manager at the same establishment. Currently manages front-of-house operations 3–4 nights per week at Primo Cantina in Shelby Township while working full-time in a sales role. Has managed restaurant teams of up to 15 people. Understands every station, every cost driver, and every operational pressure in a restaurant from direct experience — not theory.
Founder & Operator
Financial Services & Sales — 5 Years
Five years in B2B sales and private equity capital raising — selling services and investment opportunities to sophisticated buyers. Directly familiar with P&L analysis, financial modeling, investor presentations, and the capital raising process. Has managed business teams of up to 5 people. This background is directly applicable to SBA loan preparation, investor relations, financial discipline, and the operational management skills required to run a profitable multi-channel hospitality business. Strong personal financial acumen combined with hands-on restaurant execution experience is the combination that drives successful independent restaurant ownership.
Market Advantage
Local Community Ties — Rochester Hills
The founder lives in the Rochester Hills area, has lived there previously, and has worked in the Rochester market. The founder's family has established community presence in the area, including a spouse working in a large local medical practice with significant community visibility. These existing ties provide a warm initial customer base, local credibility, and word-of-mouth acceleration that a new-to-market operator cannot replicate. The founder is not opening in an unfamiliar market — this is home.
Vision
Long-Term Commitment to Hospitality
The founder's motivation for opening Kiln is not purely financial — it is a lifelong passion for the restaurant experience in every dimension: the food, the hospitality, the kitchen culture, the bar, the marketing, and the community. Having worked in restaurants since age 16 and continuing to do so while building a parallel career in financial services, the founder has demonstrated consistent and sustained commitment to the industry over more than a decade. The goal is a multi-location brand with a retail chip line — not a single lifestyle business. The financial targets, the scalable dual-channel model, and the Rochester Hills market selection all reflect a disciplined, data-driven approach to achieving that vision.

Ownership Structure

The founder will hold majority ownership of Kiln LLC. A small number of equity partners may participate at the minority level — including potentially a family partner. Ownership structure will be formalized prior to SBA loan application. All owners with 20% or greater equity will provide personal guarantees as required by SBA 7(a) guidelines. The founder's personal credit score is approximately 700, and the founder owns a home in Michigan.

10   Supporting Documents

Full Documentation

The following supporting documents are available within this business plan website and provide complete detail on all financial, market, and operational analysis referenced above. Each document is fully interactive and based on current market data.

Document
Full brand concept including menu architecture, business model, and three-phase scaling strategy.
Document
Full market analysis including Rochester Hills demographics, food trend data, and competitive landscape assessment. Score: 8.4/10.
Document
Side-by-side P&L comparison of Birmingham vs. Rochester markets across three scenarios.
Document
Fully loaded Year 1 P&L including all 11 previously missing cost categories, payroll burden, and ramp-adjusted revenue.
Interactive Tool
Editable P&L model — adjust any assumption and all formulas recalculate in real time.
Document
Five-phase interactive launch roadmap with task checklists, timelines, and cost estimates for each phase.